Pharmacy discount cards are free tools that negotiate lower cash prices on your behalf. They're not insurance — they're pre-negotiated rates between the card company and pharmacies. For many generics, they can reduce prices by 50-80% compared to retail. But which card is actually cheapest? We tested all three on 10 common drugs. For a broader look at all savings options, see our comprehensive guide.
The business model is the same for all three:
Key points: these are cash prices, not insurance. They don't count toward your deductible. You can use them whether you have insurance or not. And you should always compare the discount card price against the pharmacy's own cash price — sometimes the pharmacy's price is lower.
| Feature | GoodRx | SingleCare | RxSaver |
|---|---|---|---|
| Free version | Yes | Yes | Yes |
| Paid tier | Gold ($9.99/mo) | No | No |
| Pharmacy coverage | 70,000+ | 35,000+ | 35,000+ |
| CVS accepted | Limited | Yes | Yes |
| Walmart accepted | Yes | Yes | Yes |
| Costco accepted | Yes | Yes | Yes |
| Mobile app | Yes (best rated) | Yes | Yes |
| Price alerts | Yes | No | No |
| Telehealth | GoodRx Care | No | No |
Prices shown are the best available at any pharmacy (30-day supply):
| Drug | GoodRx | SingleCare | RxSaver | Winner |
|---|---|---|---|---|
| Atorvastatin 20mg | $3.49 | $3.22 | $3.88 | SingleCare |
| Lisinopril 20mg | $3.12 | $3.45 | $3.67 | GoodRx |
| Metformin 1000mg | $3.88 | $3.90 | $3.55 | RxSaver |
| Sertraline 100mg | $4.22 | $3.88 | $4.50 | SingleCare |
| Omeprazole 20mg | $5.67 | $6.11 | $5.90 | GoodRx |
| Amlodipine 10mg | $3.44 | $3.10 | $3.78 | SingleCare |
| Losartan 50mg | $6.33 | $6.55 | $6.88 | GoodRx |
| Escitalopram 10mg | $4.89 | $4.22 | $5.12 | SingleCare |
| Gabapentin 300mg (90) | $8.12 | $8.45 | $9.00 | GoodRx |
| Levothyroxine 50mcg | $4.55 | $4.78 | $4.22 | RxSaver |
Score: GoodRx wins 4, SingleCare wins 4, RxSaver wins 2.
The margins between cards are typically $0.30-$1.50 per fill. Over a year of monthly fills, that's $3.60-$18 per medication — not nothing, but not life-changing. The bigger savings come from choosing the right pharmacy, not the right card. See our pharmacy comparison for that analysis.
GoodRx has had an on-again, off-again relationship with CVS. At various points, CVS has restricted or stopped accepting GoodRx coupons. As of 2026, GoodRx works at CVS for some drugs but not all. SingleCare has maintained a more consistent relationship with CVS and is generally the better choice if CVS is your primary pharmacy.
GoodRx Gold costs $9.99/month for individuals (or $19.99/month for families up to 5) and offers additional discounts beyond the free coupons. Is it worth the subscription?
Worth it if: You fill 3+ prescriptions per month at local pharmacies AND the Gold price saves $3+ per fill over the free coupon. Do the math for your specific medications before subscribing.
Not worth it if: You fill 1-2 prescriptions (savings won't cover the $9.99 fee) or you use Cost Plus/Costco for maintenance medications (where Gold doesn't apply).
If you're managing healthcare costs as a freelancer or self-employed person, CeoCult covers how to deduct prescription costs on your taxes.
Yes. GoodRx, SingleCare, and RxSaver are legitimate companies that negotiate discounted rates with pharmacies. They're free to use and don't require personal health information. They make money by charging pharmacies a processing fee on each transaction, similar to how credit card companies work.
You can use either your insurance or a discount card for each fill, but not both simultaneously. If the discount card price is lower than your insurance copay, use the card. If your copay is lower, use insurance. You decide on a per-prescription basis.
GoodRx faced FTC scrutiny in 2023 for sharing user health data with advertising platforms. They've since changed their practices. SingleCare and RxSaver have their own privacy policies. If data privacy is a concern, you don't need to create an account to use most discount card coupons — you can use them anonymously by printing the coupon or showing it on-screen.
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